Meet The Team

We’d like to introduce you to our team.
Helping to put a face to the name of those working hard behind the scenes for you.


Jon Stones

History – I joined the financial services industry in 2001, prior to that I had many jobs including supermarket shelf stacker, travel agent and call centre worker. My first job in the industry was as a financial advisor for Co-op Bank. I left there in 2003 to join a firm of independent mortgage advisers where I stayed until 2008 when I left to set up Mortgage 1st.

For the first 5 years, Mortgage 1st was just me as an adviser working from home. It wasn’t until 2013 that I employed my first member of staff and since then the company has grown year on year to where we are today.

I never set out to be the managing director of a large mortgage broker firm but I wouldn’t change a thing! I’m extremely proud of the team we have and will continue to build and the high standards we deliver to our customers.

When I’m not in the office, you will find me – Spending time with my wife and 2 young children and watching Sunderland (attempt) to play football!

Managing Director

Lisa Stones

History – After studying Fashion Marketing at University, I secured my first job as a Manager for Topshop Retail in 2004. Then in 2008 I left to launch my own Wedding Planning Company. During this time I also worked alongside a Boutique Hotel as one of their wedding coordinators and ran training courses specialising in business start-up and event management. I joined Mortgage 1st in 2015 to initially support my husband Jon with the day-to-day running and management of the company. My role as Director has evolved over the years and I now dedicate the majority of my time to the areas of the business I’m most passionate about which is marketing and the growth and ongoing development of our team.

When I’m not in the office, you will find me – Looking after our young children, shopping or pottering around at home!

HR & Marketing Director

Carly Montisci

History – I have been part of Mortgage 1st since 2016 and the evolution of Mortgage1st as a business during this relatively short space is an incredible testament to all that have been involved and it really does shows what can be achieved when ambitious and like-minded people work together to attain the same end goal. I am lucky to work with such an incredible, dedicated & motivated team of people who are so invested in Mortgage1st and the services that we offer.

I am so passionate about our business and completely dedicated in doing my part in contributing to our growth and expansion. I am grateful for the way in which my role has developed in line with the changes the business has experienced over the years. Together I know we will accomplish our ultimate goals as a company but most importantly provide the best possible service and experience for our clients. I am excited to see what the future holds for us and looking forward to many more years with Mortgage 1st

When I’m not in the office, you will find me – enjoying the simple things in life, relaxing, good company, spending time with my teenage son (a rare treat) nice food and of course wine, I have a particular fondness for wine (Not my fault, it’s in the genes)  I am very interested in Spirituality, mindfulness and meditation, I enjoy reading and developing my understanding in these practices and applying them to real life as it helps to keep me centred and give me balance.

Senior Manager

Mortgage & Protection Advisers

Edward Peters

History – I’ve worked in financial services since 1986 including spells in London and in Asia. Since returning from Tokyo in 2013 I’ve specialised in arranging Buy-to-Let Mortgages.

When I’m not in the office, you will find me – hiking mostly, cycling sometimes, running occasionally.

Mortgage & Protection Adviser

Megan Kearney

History – I joined Financial Services before getting my A Level results many years ago. I qualified as a Mortgage and Financial Adviser before I was 20 and have been in Financial Services ever since. I spent time working in Banks and Building Societies as both a Mortgage and Financial Adviser. Prior to joining Mortgage 1st I was managing a Mortgage Brokers but I missed the direct relationship with clients and joined Mortgage 1st to begin advising again, I get a huge sense of pride in helping clients achieve their goals.

When I’m not in the office, you will find me – enjoying time with my Husband, our two sons and our family dog! Going to the park and feeding the ducks is a regular occurrence for us! We also like to travel when we can and love going to visit my brother who lives in Australia.

Mortgage & Protection Adviser

Andy Lunn

History – I have worked in the Financial Services industry since 2001 when I joined Abbey National as a cashier, 15 years later after various roles with Abbey/Santander which included Mortgage Adviser and most recently Regional Mortgage Manager, I decided to join up with the team at Mortgage 1st.

When I’m not in the office, you will find me – spending time with family, friends and loved ones. I enjoy going on lots of holidays whether it be a city break, a cruise or something a little more exotic!

I have a big love for football and watch my team Nottingham Forest on a weekly basis. I wouldn’t say I love the gym but I do try to go a few times a week to keep myself healthy.

Mortgage & Protection Adviser

Ethan Noakes

History – I joined the Mortgage 1st team in 2017 as an apprentice administrator and spent the duration of my apprenticeship working as part of the mortgage processing team. I gained so much experience and confidence during that time that shortly after I’d completed the apprenticeship course I was offered the opportunity to progress into a new role and became a General Insurance Adviser. I hope to continue the path of progression and develop my knowledge further, in the hope of becoming a Mortgage and Protection Adviser.

When I’m not in the office, you will find me – Socialising with friends and family. I enjoy going to the gym and long scenic walks. I also love to travel abroad, Thailand being my favourite place.

General Insurance Adviser

Natalie Ellis

History – I have worked in financial services since 2005 as a Mortgage Advisor for Halifax, Lloyds & Bank of Scotland. I have worked throughout the UK at various locations in both branch & call centre. The part I love most about my job is that I thrive on helping people.

When I’m not in the office, you will find me – With my twin daughters Charlotte and Aimee. We enjoy a variety of sports as a family, love eating out and travelling. I support Sheffield United Football Club, have a long love of running & boxing and spending time raising money for local charities and our school.

Mortgage & Protection Adviser

Nikki Betts

History – I’ve worked in Financial services since 1990, with the last 24 years as a Mortgage Adviser. I worked for Britannia in the branch network for 22 years, and offered mortgage advice in various branches through East Anglia, before leaving in 2014 and starting my whole-of-market journey. I just thrive on helping people achieve their dream of owning their own home, and want to continue to do that with Mortgage 1st.

When I’m not in the office, you will find me – Taking long walks with my hubby, Nigel and our crazy dog Buttons. I love to socialise and play in a local crib league once a week. Myself and Nigel love our holidays, and can be found in Greece at least once a year.

Mortgage & Protection Adviser

Oliver Page

History – I have worked within the financial services sector since 2001, working as a whole of market broker for the last five years. Prior to that I worked within the wealth management sector. I decided to specialise within the mortgage arena as I gained more job satisfaction from helping clients achieve their goals for them and their families of owning their own home.

When I’m not in the office, you will find me – At the gym as I enjoy keeping fit or at the cinema as I’m a bit of a film buff. You can also find me supporting Wolverhampton Wanderers and socialising with family and friends.

Mortgage & Protection Adviser

Daniel Sykes

History – I joined the Financial Services industry in 2016 after leaving University.  I worked at Nationwide whilst I self-studied to become a Mortgage Adviser. After passing my CeMAP qualification I decided to move away from Nationwide to become a self-employed Mortgage Adviser, before deciding to join up with the team at Mortgage 1st.

When I’m not in the office, you will find me – On long walks with my other half Georgie and our dog Cooper. I also spend my time watching Sheffield Wednesday (unfortunately), attempting to play golf and socialising with friends.

Mortgage & Protection Adviser

Faye Dawson

History – I have worked in the Financial Services industry since 2001 when I joined The Derbyshire Building Society as a trainee Mortgage Adviser. After achieving my qualifications in 2002 I remained in the industry taking on varies roles until 2010 when I took a break to have my family. I returned to the job I love early 2018 and I’m now really happy to be part of the team at Mortgage 1st.

When I’m not in the office, you will find me – Spending quality time with the hubby and our three children. I also love to socialise with friends and family.

Mortgage & Protection Adviser

Shaun Burke

History – I began my working career as a sales adviser for BT before joining the Lloyds banking group in 2010. For the next 9 years I worked across both Halifax and Lloyd’s brands in various roles, most recently as a Mortgage Adviser before leaving to join the team at Mortgage 1st.

When I’m not in the office, you will find me – With my wife and two sons either in a theme park, zoo or park and my wife and I are massive TV buffs and self-certified ‘Friends’ experts! Mostly enjoyed with a glass of red wine!

Mortgage & Protection Adviser

Katherine Woolley

History – I started my career in estate agency and have worked in the financial industry since 2002 when I joined Halifax as a development manager. I have been a mortgage and protection adviser for the last 15 years and truly love what I do. A mortgage just isn’t about borrowing money, it’s about realising an aspiration and there’s nothing quite as satisfying as helping a client achieve that dream.

When I’m not in the office, you will find me – After studying Art at University, it continues to be my passion and when I’m not running around after my 3 girls and 2 dogs, I have my head buried in an art magazine or can be found travelling the country visiting exhibitions.

Mortgage & Protection Adviser

Holly Sims

History – I have over 12 years of experience in the financial services industry across banking institutions and estate agency-based brokerages across Essex & Norfolk, giving me a great understanding of client’s individual needs when buying or remortgages properties.

When I’m not in the office, you will find me – I am an extremely social person so I’m always out and about with my partner and friends. Love finding new adventures in different cities over Europe, particularly the odd theatre trip and escape room. I also take part in many different sports including netball in my local league and representing my country in badminton.

Mortgage & Protection Adviser

Carl Robbins

History – I have worked in financial services since 2010 initially joining Yorkshire Building Society as a cashier, whilst there I studied for my Cemap and began mortgage advising. In 2013 I left YBS to take a role as a whole of market broker because I did not want to be restricted to one lender’s criteria and by being whole of market I would be able to help more of the customers I spoke to. I loved working there and in 2018 I stepped into a role managing the team I had previously worked in. It was a great learning experience but I missed mortgage advising and the day to day contact with customers. When I saw the vacancy at Mortgage 1st I was really excited by the opportunity and felt it was the right move for me.

When I’m not in the office, you will find me – Either at our local park where I attend a boot camp several times a week, at home if I spot the opportunity to be lazy for a few hours or out and about with my wife and/or dog.

Mortgage & Protection Adviser

Chris Griffiths

History – I’ve worked in financial services since 2005, prior to which I did a whole host of weird and wonderful jobs, everything from working in a chocolate factory to a car auctioneers!

I started my financial services career with Bank of Ireland, where I worked as a mortgage specialist giving help to customers looking to apply directly. After 6 years I started my first role as a mortgage adviser, working for Which Mortgage Advisers, firstly as an adviser and then as a senior adviser. After 7 years working for Which I joined up with the team at Mortgage 1st ready to start the next chapter of my career.

When I’m not in the office, you will find me – I have 2 children, a boy and a girl, who keep me busy 95% of the time outside of work! When I do find the odd bit of time to myself, I like to watch a lot of football, and enjoy binge watching whatever the latest series on Netflix is.

Mortgage & Protection Adviser

Elliot Skinner

History – Having worked in accounts departments since I was 16, I went on to graduate from Northumbria University, Newcastle with an Accounting degree. Continuing my career in the financial services industry, I gained my dream role as a Mortgage & Protection Adviser at London & Country Mortgages. Within my 1st year, I gained my CeMAP qualifications and went on to win the award for ‘Best Newcomer of the Year’. The following year I was also nominated for ‘Adviser of the Year’.

Having gained a large amount of knowledge from this role as a whole of market adviser, I am really looking forward to the next phase of my career at Mortgage 1st.

When I’m not in the office, you will find me – Playing or watching football are my main hobbies, it is definitely a great time to be a Liverpool fan! I also enjoy going on holidays, long walks with my girlfriend and dog, as well as socialising with my friends and family.

Mortgage & Protection Adviser

Hyat Alam

History – Educated to Master’s Level with degrees in Business and Computing from Nottingham and Manchester Universities.  I have prior experience of working in IT and Retail Management. In 2007 I moved to Nationwide where I was professionally trained and achieved my mortgage qualifications and advised clients in multiple key locations over an 8 year period.  In 2015 I started whole of market brokering and have since worked nationally including central London for leading specialist firms in the UK. As an experienced Adviser I also have a key focus on protecting my clients. I am proud to be part of the excellent team at Mortgage 1st.

When I’m not in the office, you will find me – I love spending time with my family and friends. I also enjoy sport and in particular football and cricket (Captain at School). I have a keen interest in the global economy (Treasurer in my College days) and my favourite holiday destination is Dubai.

Mortgage & Protection Adviser

Josh Weighell

History – After studying Business with International Management at Northumbria university I fell in to my career in the financial services sector. Spending nearly three years with one of the largest Mortgage and Protection brokers in the UK, I gained a vast amount of knowledge on whole of market advice whilst obtaining my relevant CeMap qualifications.

When I’m not in the office, you will find me – Watching/playing cricket and football (always great fun being a Newcastle United supporter!). Other than that, I’ll be out venturing with my partner and our Romanian rescue dog!

Mortgage & Protection Adviser

Chris Dunn

History – I’ve been a Mortgage & Protection Adviser since 2005, initially working for Nationwide Building Society before moving onto Santander in 2008.  Having gained 10 years’ worth of experience in the Financial Services industry I moved to a whole of market Mortgage Broker in 2015 where I specialised as a New Build Mortgage & Protection Adviser.  In 2018 I was promoted to New Build Sales Manager but I missed the role of advising and helping clients on a day-to-day basis, hence joining Mortgage 1st where I can get back to doing what I love to do.

When I’m not in the office, you will find me – Watching Rugby at Franklins Gardens home of Northampton Saints and I also play football on a Sunday for my local team. I have two daughters who keep my wife and I busy so there is never much “down time” in our house which is great.

Mortgage & Protection Adviser


History – After studying a degree in Business & Financial Services BA (Hons) at university I then began my career in the financial services industry in 2006.

My background has been in Estate Agency as a Mortgage Broker, so I fully understand the whole process of purchasing and selling a house.

For 10 years, I was a Mortgage and Protection Adviser at Santander Bank and gained experience in areas such as risk, underwriting and behind the scenes of general banking.

Missing the varied mortgage approach for my customers I am back to being a broker and very excited to join Mortgage 1st.  I look forward to be able to continue my passion of being at the forefront of a customers’ journey when buying their home.


When I’m not in the office, you will find me – Busy with my two young children, who always keep me on my feet – whether it be baking or walks in the park, there is never a dull moment in our home.

I love travelling and came across Luang Prabang in Laos, such a special place- a must see!

My family are my special people.

Mortgage & Protection Adviser

Andrew Thompson

History-  I have over 11 years of experience in the financial services industry specialising in a number of areas, having started with 5yrs at The AA’s insurance brokerage I then moved into banking with Virgin Money as a team manager in their savings department, after 3 successful years with Virgin Money I progressed onto London and Country as whole of market mortgage broker in 2018 before finally joining Mortgage 1st.

When I’m not in the office, you’ll find me- Spending time with my wife and 2 daughters or enjoying the outdoors, I love running and any other forms of physical activity, living in Northumberland gives me access to a fantastic selection of countryside and coastline locations, even if the weather doesn’t always match the scenery!

Mortgage & Protection Adviser

Iliyan Velikov

History – Being a very analytical person, during my childhood I always dreamt of a career in financial services. I graduated Birmingham City University with a first class degree in Business and Finance which made it possible for my dream to become reality. I then managed to land my first job in financial services working as a mortgage and protection adviser for one of the largest companies in the UK. For the three years I spent there I gained a lot of experience in providing whole of market advice whilst also obtaining my relevant CeMap qualifications.


When I’m not in the office, you will find me – Usually you will find me on a walk with my lovely partner, playing different sports or socialising with friends. However, on a cold, rainy day (happens quite often in the North East) I would be at home expanding my knowledge in History or attempting to cook high end food.

Mortgage & Protection Adviser

Lawrence Smith

History – I Graduated from Northumbria University in 2015 after studying Criminology and Forensic Science and discovered different parts of the world with British Airways for 2 years. I joined the financial industry in 2018 when I started my first role as a Mortgage adviser for London and Country Mortgages. I gained valuable experience developing my knowledge as a whole of the market broker whilst obtaining my CeMap qualification.


When I’m not in the office you will find me – Playing football, golf, out on my mountain bike or finding new walking routes in Northumbria with my girlfriend. As an avid sports fan you could catch me watching anything from F1 to Rugby at the weekends. I also like to take the opportunity to visit home so I can see friends and family back in my home county Kent.

Mortgage & Protection Adviser

Amanda Lucas

History – I have worked in the Financial Services industry since 1998 when I joined Abbey National as a cashier, after 7 years I had progressed to the role of mortgage and protection adviser after doing various roles with Abbey/Santander which included customer service adviser/banking adviser. I took my redundancy in November 2020 after feeling there were a lot more people out in the big world who I could help achieve their dreams of buying their dream home. I decided to join up with the team at Mortgage 1st as I love the fact that they are a family based team


When I’m not in the office, you will find me – Spending time with family and my beautiful little granddaughter who I love more than shopping. I enjoy going on lots of holidays whether it be New York or my favourite destination ever Aruba.

Unfortunately for my husband I have do have a massive love of shopping and if I’m not working I can be found trawling the shops with my little granddaughter encouraging her to spend grandad’s money. I also try to go to the gym at least a 2 to 3 times per week.

Mortgage & Protection Adviser

Eddy Griffiths

History – My financial services journey began in 1997, whereby my first role was a financial advisor for Royal London, advising on pensions, savings and investments. The next stop was in 2002, with Abbey National (now Santander), in which I found my forte and became an accredited Mortgage advisor. The greatest venture, for me, was when I took a career break to raise my three wonderful children. When considering returning to the industry, I discovered the Award-Winning company Mortgage 1st, whose high standards and customer satisfaction, encouraged me to resume the career I so love. It has been a pleasure re-connecting with existing clients and establishing relationships with new customers, enabling them to secure their dream homes.


When I’m not in the office, you will find me – Making memories with my wife, watching sports with my twin sons and handing over my debit card to my daughter, to shop!

Mortgage & Protection Adviser

Mortgage Processing Team

Sarah Cave

History – Since leaving school I have worked within the child care industry at a number of day nurseries gaining qualifications along the way. My latest role was as a senior supervisor at a play centre within a holiday park, after a number of years I realised I enjoyed the ‘paperwork’ side of things more and decided a change in career was needed…. This is when I joined the administrations team at Mortgage 1st

When I’m not in the office, you will find me – Spending time with my husband and daughter, baking cakes and being creative with crafts.

Mortgage Processor

Hollie Kilraine

History – I have worked in the financial service industry since 2007, starting with the Co-operative Bank and working my way up to Branch Manager and then moving to the Money Advice Service as a Money Adviser. Since joining Mortgage 1st in 2017 I have worked as an administrator and now work as a Mortgage Processor helping to secure our clients their mortgage offers.

When I’m not in the office, you will find me – Spending time with my 2 children, my partner and our 2 dogs and going to visit our family in Spain.

Mortgage Processor

Beverly James

History – I have 32 years banking experience with TSB, Lloyds TSB and Lloyds in various retail roles including Personal Banking Adviser, Mortgage Adviser, Assistant Bank Manager and Manager. I have had the pleasure of working in various support roles including Internal Verifier, trainer and PA to the Area Director. I left the Bank in September 2016 and took a well-earned break before joining Mortgage 1st in early 2018.

When I’m not in the office, you will find me – Spending time with my daughter and two granddaughters. I have a love of gymnastics and follow the GB team around the country and abroad either attending as a spectator or as a judge.

Mortgage Processor

Becky Evans

History – Before joining Mortgage 1st, I worked for a kitchen company doing the administration for a short time. Prior to this I worked for a well-known high street store, beginning as a Christmas Temp and working my way up to become store manager.  I had had my eye on a job at Mortgage 1st for quite a while, so when the opportunity came up I didn’t want to miss it!

When I’m not in the office, you will find me – Spending time with my partner & our two children, socialising, reading, planning the next project and trying to catch up on much needed sleep!

Mortgage Processor


History – I have worked in the financial services industry since 2012, I started out in a temporary role at HSBC which ended up lasting 2 years. I then worked in a mortgage brokers for 5 years which I really loved but decided I needed a change. I took a job as an administrator within a wealth management firm but this only lasted 6 months as it made me realise how much I loved working within mortgages and helping clients get their dream homes! So when the opportunity came up to join Mortgage 1st I was very excited!

When I’m not in the office, you will find me – Spending time with my family and friends or going on walks with my boyfriend and his dog. We also like to go out for meals and to visit new places.

Mortgage Processor

Katie Murphy

History – I graduated from Northumbria University after studying a Fine Art Degree before making the big jump into the world of Mortgages and have loved it ever since. I worked for London & Country while I lived in Newcastle until I relocated to Liverpool at the start of 2020. I took the time in-between jobs to study for my CeMAP and was able to secure a role as a case manager for a prestigious Buy To Let Specialist Broker where I gained further administration experience and greater knowledge of the mortgage industry. My role there consisted of keying some of the most complex applications and managing them right through to completion. When the opportunity came up to work remotely for Mortgage 1st I couldn’t pass it up, I am excited to see where my new role takes me within the Mortgage industry.

When I’m not in the office, you’ll find me – being creative and painting with a cup of tea in hand during weekday evenings. If I’m not doing that, I’m usually exploring Liverpool with my boyfriend and our sausage dog, trying new food with a gin in hand! I also love travelling and going on holidays to new places, but you’ll find me hiding out in the shade with this Irish skin!

Mortgage Processor


History – I have worked in the retail industry in various roles for nearly 4 years both in the UK and in Australia during the year I spent there with my partner. We returned home to the UK early 2018 then after a holiday to Cyprus where we got married I joined the team at Mortgage 1st as a Mortgage Administrator.

When I’m not in the office, you will find me – Spending time socialising with family & friends. My husband and I like to eat out and enjoy a glass of wine!

Mortgage Administrator

Hannah Bowmer

History – I have worked in the travel and tourism industry since I left school which gave me many opportunities in different job roles. Since working in the busy tourism industry for many years I fancied a change of career to challenge myself and that’s when I joined the processing department at Mortgage 1st.

When I’m not in the office, you will find me – I like to go out and socialise with family and friends, attempt to keep fit and enjoy visiting new places.

Mortgage Administrator

Bradley Parks

History – I started my career in the financial services industry in 2017 after I finished university studying accountancy and finance at the University Of Lincoln. I worked as a Mortgage and Second Charge Underwriter before joining the Mortgage 1st team in April 2021.

When I’m not in the office you’ll find me – The main things I like to do are go out and about with my friends or girlfriend, watch the mighty Barnsley FC mostly at the ground as they aren’t on telly much! I also enjoy playing video games and am a big film buff!

Mortgage Administrator

Lewis Atkins

History- before I joined Mortgage 1st I was an apprentice for a printing company for 1 year just after I left school. I came across an advert on a website for a role as an apprentice to be a mortgage administrator, as a result I felt this would be the perfect role for me!

When I’m not in the office you’ll find me doing motocross, traveling and playing computer games.

Apprentice Administrator

Could this be you?

Could this be you?