First Time Buyers

Buying a home is extremely exciting but it can also be a daunting and overwhelming experience for anyone, especially if you are a first time buyer. 

You need to be confident that you have the best possible advice from the start and ongoing support throughout from fully trained professionals.

Our friendly team at Mortgage 1st will guide you through the entire process, taking care of everything and answering all your questions (we know you will have lots!) to ensure the journey is as smooth and stress-free as possible.

Your Adviser will firstly find the best mortgage deal available to you then your dedicated Mortgage Processor will liaise with the lender, estate agent and solicitor on your behalf and is available along with your Adviser throughout the application process until the day you get the keys to your first home!

Advice You Can Trust

I can’t praise Holly Sims at Mortgage 1st enough! As first time buyers, she was there for advice whenever we needed her, from outlining the entire house purchase process, right up until our move date! She was easy to get hold of, considerate and hardworking! Thank you!

Megan was brilliant, we couldn’t have asked her for anything more.
She gave us so much help and advice and was so understanding of our situation.
Anytime of day she would make time for us and answer absolutely any questions we had. Even if it wasn’t the answer we wanted, 100% honesty and reliability.
We could not have done this without her, and managed to get into our very first brand new home before Christmas!! Will never use anybody else.
Ethan was also very helpful and reliable, he sorted out our B&C insurance, again any questions answered straight away. Brilliant service all round cannot recommend enough.

Shaun Burke at Mortgage 1st made the daunting and complicated task of buying our first home stress free. The knowledge and experience of the team is evident from the beginning and you are immediately put at ease and know you are in good hands with special mention also to Beverly James in processing. They are always available to answer questions quickly and understand how difficult the process is. They check in regularly with you throughout the process and give great advice and reassurances as moves can be a long drawn out process. I would highly recommend anyone to use these guys to take the strain and find you the best lenders out there.

Oliver Page at Mortgage1st made one of the most stressful human experiences an absolute breeze. As first home buyers we were clueless, learning on the fly, and it was tough to cut through a lot of the financial jargon to understand the loan that was right for us. Then we met Oliver. Not only did he get us a fantastic loan, but he also helped us understand the home buying process. Oliver could give classes on customer service – he’s that good. He genuinely cares about the people he is helping find homes. The process from start to finish was efficient, seamless and professional. The Oliver was contactable whenever and came back to you very promptly even during Covid Pandemic. I would also like to thank Sarah Cave for processing the application with the mortgage service provider. Thank you Oliver!

My partner and myself was looking to buy our first house, and we approached Hyat at Mortgage 1st.
His advice, quick communication and his determination to help us succeed in our application was second to none.
He was also very helpful in our application with the Scotland First home fund.
I would have no hesitation in recommending Hyat to anyone. He is very professional and friendly. Anytime i had a question, he was always available.

First Time Buyers

Moving Home





Home Improvments

debt consolidation 

Some of the lenders we work with...

We can arrange mortgages with over 80 different lenders, here are just a few of our trusted partners...